Privacy Policy – Verso
Last updated: February 2026
The protection of your personal data is a priority for Verso, an application developed and operated by A'KIBA Technologies ("we", "our", "Verso").
This Privacy Policy explains how we collect, use, retain, share and protect your personal data when you use the Verso application, our website or any related service (the "Services").
By using the Services, you acknowledge that you have read this Policy and accept it.
1. Personal data collected
We collect only the data strictly necessary for the provision of regulated financial services.
1.1 Identification data
- First name, last name
- Date and place of birth
- Nationality
- Address
- Phone number and email address
- Official ID document (national ID, passport or equivalent)
- Photo/selfie for identification (as part of KYC)
1.2 Financial data
- Verso account information
- Transaction history
- Data related to virtual cards
- Data necessary for the execution of payments and top-ups
1.3 Technical and usage data
- IP address
- Device type, operating system
- Login logs
- Browsing and application usage data
1.4 Support and communication data
- Exchanges with customer service
- Complaints and reports
Verso does not voluntarily collect sensitive data (political opinions, religion, health, etc.).
2. Purposes of processing
Your data is used to:
- Provide and operate the Verso Services
- Create and manage your user account
- Execute transactions and financial operations
- Comply with legal and regulatory obligations (KYC, AML, counter-terrorism financing)
- Prevent fraud, abuse and security incidents
- Improve the Services and user experience
- Communicate with you (notifications, customer service, important information)
3. Legal basis for processing
The processing of personal data is based on one or more of the following legal bases:
- Contract performance: provision of Verso Services
- Legal obligation: compliance with COBAC, BEAC, AML/CFT regulations
- Legitimate interest: security, fraud prevention, improvement of Services
- Consent: marketing communications or optional features (where applicable)
4. Data sharing
Your data may be shared only with:
- Banking and financial partners (card issuance, settlements, compliance)
- Technical service providers (hosting, KYC, anti-fraud, support)
- Competent authorities when required by law
All partners are contractually bound to respect the confidentiality and security of your data.
Verso never sells your personal data.
5. Hosting and international transfers
Personal data is hosted on secure infrastructure, including via international cloud services (e.g. AWS).
Some data may be processed outside Gabon. In such cases, Verso implements contractual, technical and organisational safeguards to ensure a level of protection equivalent to local requirements.
6. Retention period
Data is retained in accordance with regulatory requirements:
- KYC data: minimum 5 to 10 years after account closure (according to legal obligations)
- Transaction data: legal period applicable to financial services
- Marketing data: until consent is withdrawn
- Technical data: period necessary for security and improvement of the Services
7. Data security
Verso implements strict security measures, including:
- Encryption of sensitive data
- Strict access controls
- Security monitoring and audits
- Separation of environments
- Internal incident management procedures
8. User rights
In accordance with applicable regulations, you have the following rights:
- Right of access to your data
- Right to rectification
- Right to erasure (within legal limits)
- Right to restriction of or objection to processing
- Right to withdraw your consent at any time
Requests may be sent to: support@monverso.com
9. Age limit
Verso Services are strictly reserved for persons aged 18 or over.
Verso does not knowingly collect data concerning minors.
10. Cookies and similar technologies
Verso may use cookies or equivalent technologies for technical, analytical and user experience improvement purposes. You can manage your preferences via your device or browser settings.
11. Policy changes
This Policy may be updated to reflect legal, regulatory or operational changes. Any significant change will be notified.
12. Contact
A'KIBA Technologies
📍 408 Section PA, Parcelle 19 TF 20921
Boulevard Triomphale, Libreville – Gabon